Are there really no monthly payments associated with Point?

Correct, there are no monthly payments with the Home Equity Investment. This is what makes a HEI a great financing solution for homeowners looking to improve cash flow. For repayment, Point asks that the HEI is paid back in one lump sum. This can be done at any time without any pre-payment penalties. Our most popular options to repay Point are: A home sale, a HELOC or cash-out finance, or another source of funds.