How does Point determine the maximum amount I’m eligible for?

Point’s Home Equity Investments range from $25,000 to $500,000. The amount that you qualify for depends on your home equity, and your maximum offer is generally 20% of your home's value. The maximum amount you're eligible for depends on a few factors, like your personal finances and your home's value, determined by an appraisal. Conducted by one of our independent partners, an appraisal helps us determine the exact value of your home so that we can make an accurate offer.

For a deeper dive into how we calculate your specific offer, start by prequalifying, or read more about how our pricing works.