What might make my pricing or offer amount change?

When you first prequalify and submit your application, we calculate an initial estimate based on the home value you provide, your credit report, and your responses to application questions.

That estimate may change later if any key information shifts during the review process. For example:

• If your home’s appraised value is different from the value you provided
• If a credit repull shows recent changes to your credit score

These updates can affect the amount Point is able to offer.