How do homeowners qualify for Point?

It takes two minutes to see if you pre-qualify for Point. Here are a few factors that we look at: 

  1. Your home. To qualify for Point, your home needs to be in an eligible area, and your property value needs to be above $200,000.
  2. Your equity. You need to retain at least 30% of the equity in your home after Point's investment. In certain situations, Point may require more equity be retained by the homeowner. 
  3. Your financial situation. While Point is much more flexible about your credit than conventional home equity options, we still require a credit score above 500. Your debt-to-income ratio can also affect your offer.

Get your pre-offer from Point and see how much you qualify for!

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