When do I need to repay Point?

Point’s Home Equity Investment gives you up to 30 years of flexibility—with no monthly payments the entire time.

You can choose to repay early at any time, with no prepayment penalties. Otherwise, repayment typically happens when you:

• Sell your home
• Do a cash-out refinance
• Reach the end of the 30-year term

When you’re approaching repayment, we’ll work with you to plan your exit and help ensure a smooth process.