What if I want to rent out my property?

You can rent out your home! However, there is some additional wear and tear associated with renters. Because of this, there is a difference in pricing between a rental property and a primary residence.

If you rent out a home that you were living in at the start of your Point agreement, you'll need to pay a small Rental Premium. The Rental Premium is due at payoff, and it's typically 10% of Point's share of appreciation. For example, where a property that is owner-occupied might see the homeowner share 20% of the appreciation with Point, the same property with a Rental Premium applied will see the homeowner share 22% of the appreciation with Point.