Is the home eligible if it is held in a Trust, and if so does the process change?

Being held in a trust may affect your home's eligibility for Point, depending on the type of trust. Point cannot work with irrevocable trusts. If your home is held in a revocable trust, you'll have to provide some additional documents related to the trust during your underwriting process. Typically, we ask to see the Trust Certification or the Trust Declaration.