What is Point?

Point is a leading home equity investment platform that helps homeowners across the U.S. access their home equity. Point has revolutionized the way homeowners leverage their property's value through our flagship product, the Home Equity Investment (HEI) and Home Equity Line of Credit (HELOC).

Unlike traditional loans, our HEI offers homeowners a lump sum in exchange for a share in their home's future appreciation, with no monthly payments and up to 30 years to repay. (Unless you have an existing agreement that specifies a 10-year term.)

HEIs have proved especially valuable to homeowners who don't qualify for conventional financing due to credit constraints or variable income streams. We've given thousands of homeowners the means to consolidate debt, renovate their home, and invest in their future using their home equity.