Help center for Point's Home Equity Investment (HEI)
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Pricing

  • What fees are associated with a Home Equity Investment?
  • Can I see payoff scenarios?
  • How much would my payback cost?
  • What if my home decreases in value?
  • Why doesn’t the website show Point’s exact appreciation percentage?
  • Can I change my offer amount before signing?
  • What is Combined Loan-to-Value (CLTV) and how does Point use it?
  • What is APR or Equivalent APR for a Home Equity Investment?
  • What is the Homeowner Protection Cap?
  • What might make my pricing or offer amount change?
  • Why does appreciation start at a value lower than what my home is appraised for?
  • Does Point ever renegotiate pricing?
  • Does Point offer discounts or promotions?
  • Can I lock my offer terms? How long are they valid?
  • What happens if I want multiple HEIs across properties?
  • Why is my offer amount lower than I expected?
  • Why did I receive multiple offer codes with different amounts?
  • What if my home value increases a lot?
  • How do home improvements affect the HEI pricing?
  • Can I extend my offer before I accept it?
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