Help center for Point's Home Equity Investment (HEI)
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Qualify

  • Are there any restrictions to what I can do with Point funds?
  • What are the basic eligibility requirements?
  • Can I use the funds to pay down a tax balance?
  • Do I have to include my spouse?
  • Can Point work with homeowners who recently exited forbearance?
  • Where does Point offer Home Equity Investments?
  • Can I qualify if I have multiple properties?
  • Why wasn’t my property type eligible?
  • What if I have a recent foreclosure?
  • Can Point work with a homeowner who has more than 30 years remaining on their mortgage?
  • Why wasn’t my income considered?
  • Can I qualify if I am in an active divorce?
  • What kinds of homes are eligible for a Home Equity Investment?
  • Can I apply if I want to buy another home using these funds?
  • What happens if I subdivide my land after funding?
  • For self-employed individuals who don’t take a salary, does Point review corporate tax returns?
  • Why wasn’t I eligible for a Home Equity Investment?
  • Can I reapply if I resolve the issue that caused my denial?
  • Is my property considered a manufactured home?
  • What if my credit score doesn’t meet the minimum requirements?
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