Are there really no monthly payments with a Home Equity Investment?

Our HEI has no monthly payments. You have up to 30 years to repay Point in a single lump sum. (Unless you have an existing agreement that specifies a 10-year term). Repay when you choose, there are no prepayment penalties.

Most homeowners repay through:

  • Selling their home

  • Refinancing (like a HELOC or cash-out refi)

  • Another source of funds

This flexibility makes it a great option for homeowners who need cash but don't want the pressure of additional monthly payments.