How is Point’s HEI different from a loan or HELOC?

A Home Equity Investment (HEI) is a different from other options that you may have considered—such as a home loan or Home Equity Line of Credit (HELOC).

• There are no monthly payments with our HEI.

• If you have had a hard time qualifying for other equity products, it may be easier to qualify for an HEI from Point.

• Since repayment is tied to your home's increase in value, if your home loses significant value, your repayment may be smaller than the amount you received.