Can I qualify if I have solar leases, PACE loans, or HERO loans?

Having a PACE loan, HERO loan, or solar lease does not automatically disqualify you from getting a Home Equity Investment with Point. However, these items are treated similarly to a second mortgage and may need to be paid off to move forward.

To qualify, the loans or leases need to fit within our eligibility criteria which include how much total debt is secured by your home compared to its value. Our team will review this during underwriting and let you know.