How much would my payback cost?

Point calculates how much you pay back at the time you wish to exit. There are ways to estimate how much it will be, based on when you choose to exit, the future value of your home, and your HEI percentage.

If you haven’t submitted an application yet: You can learn how repayment works by visiting https://point.com/hei/how-hei-works. For a personalized estimate, complete the prequalification form at point.com, which will show a projected payoff based on your home value and financial profile.

If you have submitted an application: You can view your estimated payoff anytime in your dashboard. After logging in, scroll to the resources at the bottom of the page and select “Explore the cost estimator and see your numbers” to review your personalized estimate. To access your dashboard, go to home.point.com/dashboard/login and enter your email address.

If your application has been funded: You will receive quarterly statements by email. Each statement includes a link labeled “See how the estimate is calculated,” which shows your current estimated payoff and explains how it is determined. These estimates update over time based on changes in your home’s value.