Does Point offer discounts or promotions?

Point doesn't offer traditional discounts or promotional pricing. However, we do offer promotional Homeowner Protection Cap rates to eligible homeowners.

The Gold Protection Cap is available to homeowners with a credit score of 680 or higher, on offers of $50,000 or more, and HEIs that are repaid in the first 2 years. The Gold Protection Cap is not available for homes in Georgia (GA), Illinois (IL), Massachusetts (MA), North Carolina (NC), Washington (WA), or Wisconsin (WI). An additional 1% processing fee is applied at the time you sign your agreement. If you can't repay within 24 months, your standard Homeowner Protection Cap will still apply.

If a promotion is available to you, you'll receive an email and can add it to your offer on your dashboard. Your account manager can also help you compare repayment scenarios with our standard Homeowner Protection Cap.