What should I do if I don’t have homeowners insurance yet?

If you don’t yet have homeowner’s insurance, start by shopping any licensed carrier for a standard homeowner policy. If you’re on a tight timeline, please ask the insurer for an insurance binder.

Once you upload the binder or declaration page through your dashboard, we’ll be able to clear the insurance requirement so closing stays on track. Point’s {{glossary.subservicer}} will need to be listed as a mortgagee/loss payee before closing.

Please also provide the invoice so that the policy premium can be paid at closing.