What if my refinance is delayed — will my payoff expire?

A payoff quote is based on the valuation and information available at the time it is issued, and is valid for 30 days. If your refinance is delayed past that date, Point may need to issue an updated payoff amount to reflect the most current information.

In many cases, the update is simple. However, if too much time has passed you may need a new valuation method before Point can issue a new payoff quote.

If you know your refinance may be delayed, contact Point as soon as possible. We can confirm your payoff quote’s expiration date, advise whether an update will be needed, and do our part to help make sure your refinance stays on track by ensuring your lender has an up-to-date payoff from us.