What is a Lien?

A lien is a legal notice that shows someone has a financial claim tied to your home.

This usually happens when your home is used to secure a loan or when money related to the property is owed. The lien stays in place until the loan is paid back or resolved.

Common examples of liens include:

• Mortgage or HELOC liens

• Property tax liens

• Contractor or mechanic’s liens

• HOA liens

• Child support liens

A lien doesn’t necessarily mean there’s a problem—it simply tells lenders who has a legal right connected to the property.