What is a lien release, and why does Point need it?

A lien release is a document that shows a lien on your home has been paid or resolved. It confirms that the creditor no longer has a financial claim tied to your property.

We ask for recorded lien releases so we can:

• Confirm your available home equity

• Make sure all required debts tied to the property are resolved and recorded with your county

• Move forward with closing without delays

If a lien hasn’t already been released, our team will let you know whether a payoff at closing is an option and explain what’s needed next.