How can I help Point clear my home's title?

Before moving forward with your Home Equity Investment, we need to confirm:

  • Whether any liens exist on your property

  • What type of liens they are

  • Whether they impact your available home equity

Some common lien types include mortgages, HELOCs, tax liens, contractor or mechanic liens, child support liens, and HOA liens.

In some cases, a lien must be cleared before or at closing. If required, we'll add a task on your dashboard to provide a lien release or payoff statement.

  • A lien release proves that the lien has already been paid or resolved.

  • A payoff statement allows the lien to be paid and cleared at closing.

If a required lien release or payoff can’t be provided, we can’t move forward with closing. If this applies to you, your Point team will explain what's needed.