Qualify
- Can I reapply if I resolve the issue that caused my denial?
- Can Point work with a homeowner who has more than 30 years remaining on their mortgage?
- What if my credit score doesn’t meet the minimum requirements?
- Is there a minimum income required to qualify?
- Can Point work with homeowners who recently exited forbearance?
- Can I move forward if I am not the legal homeowner but live at the property?
- Are second homes or investment properties eligible?
- Can I qualify if I am in an active divorce?
- What if I have a recent bankruptcy?
- Are non-U.S. citizens eligible for a Home Equity Investment?
- What happens if my property has unpermitted work?
- How does my spouse's credit score impact eligibility?
- Why couldn’t you verify my ownership or identity?
- Can I qualify if I have multiple properties?
- Is my property considered a manufactured home?
- Can I apply if I want to buy another home using these funds?
- For self-employed individuals who don’t take a salary, does Point review corporate tax returns?
- What happens if I subdivide my land after funding?
- Can I qualify if I have solar leases, PACE loans, or HERO loans?
- Can Point work with manufactured home communities or land-lease properties?