Help center for Point's Home Equity Investment (HEI)
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Qualify

  • Can I apply if I want to buy another home using these funds?
  • Is my property considered a manufactured home?
  • Can I reapply if I resolve the issue that caused my denial?
  • For self-employed individuals who don’t take a salary, does Point review corporate tax returns?
  • What kinds of homes are eligible for a Home Equity Investment?
  • Why couldn’t you verify my ownership or identity?
  • Why is my property's location not eligible?/When will you be available in XXX LOCATION?
  • What credit score do I need to have?
  • Can I have a second mortgage?
  • Can I move forward if I am not the legal homeowner but live at the property?
  • What if I have a recent bankruptcy?
  • Do you offer Home Equity Investments for commercial properties?
  • How does my spouse's credit score impact eligibility?
  • Are non-U.S. citizens eligible for a Home Equity Investment?
  • What happens if my property has unpermitted work?
  • Is there a minimum income required to qualify?
  • How much money can I get?
  • Does Point verify my income or employment?
  • Are homes eligible if held in a trust, and if so does the process change?
  • Are second homes or investment properties eligible?
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